Realtor® to Buyers and Sellers in Encino | Sherman Oaks | Studio City | Van Nuys | Tarzana

Mortgage Checklist

In today’s market, it’s impossible to have an offer taken seriously without a pre-approval letter.  You won’t be able to obtain a pre-approval letter without the proper documentation. If you’re a serious buyer, here’s a list of things you should start collecting now…
  • W-2’s AND PERSONAL TAXES (1040’S) including ALL SCHEDULES for the last 2 years
  • Most recent 2 years BUSINESS TAXES including all schedules
  • Most recent pay check stubs (2)
  • 2 Months bank statements; savings, checking, and 1month 401K statement for verification of liquid assets.(ALL PAGES)
  • Social Security Award letter (if applicable)
  • Pension Award Letter (if applicable)
  • Bankruptcy discharge papers (if applicable)
  • Business license (if applicable)
  • Homeowner’s fire/hazard insurance declaration page
  • Mortgage statement for all mortgage loans. (ALL PAGES)
  • HOA Statement (if applicable)
  • Copy of your Driver’s license
  • Copy of Social Security Card
If you would like to speak with our recommended mortgage specialist, Armando Mellone, please call him at (818)437-9234 or email  

To gauge whether or not you’re  a serious buyer, please refer to the following breakdown:

  • If you located all necessary documents before refreshing your Facebook feed twice, you’re ready.  Call me.
  • If you located all documents after refreshing your Facebook feed twice, but before posting a status update about trying to locate two years worth of tax forms, you’re pretty serious. Call me.
  • If you took the time to update Facebook and post an Instagram picture from the restaurant you went to prior to locating all necessary docs, you’re semi-serious. Email me.
  • If you sent your significant other a link to this page, and didn’t bother finding anything, and then played Candy Crush for 90 minutes, you’re not ready. Have your significant other email me.

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